Homeowner’s insurance is a non-negotiable. Not only does it protect you if your home is damaged, but it also includes liability insurance if someone is injured at your home. When evaluating the policy, insurance companies consider multiple items to determine their risk—and your cost. Here are seven ... » Learn More about Seven Impacts to the Cost of Homeowners Insurance
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Five Tips for HomeBuyers
Buying a home can be very exciting but it can also be confusing, especially to first time buyers. The truth is that buying a home can be a stress free transaction if home buyers follow a few simple tips. 1. One Step at a Time – Home buying is not a one-time moment but a series of steps. Make ... » Learn More about Five Tips for HomeBuyers
Get a Mortgage Pre-Approval
You've made the exciting decision to buy a house, and now you're wondering what comes next. Once you're serious about buying, you should seek a mortgage pre-approval. Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit ... » Learn More about Get a Mortgage Pre-Approval
How Much Time Do You Need To Save for a Down Payment?
One of the biggest hurdles homebuyers face is saving for a down payment. As you’re budgeting and planning for your home purchase, you’ll want to understand how much you need to put down and how long it will take you to get there. The process may actually move faster than you think. We can ... » Learn More about How Much Time Do You Need To Save for a Down Payment?
What Credit Score Do You Need for a Mortgage?
According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. Lending standards have tightened recently, and many are concerned over whether or not their credit score is strong enough. Stricter lending standards could ... » Learn More about What Credit Score Do You Need for a Mortgage?
