You've made the exciting decision to buy a house, and now you're wondering what comes next. Once you're serious about buying, you should seek a mortgage pre-approval. Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit ... » Learn More about Get a Mortgage Pre-Approval
One of the biggest hurdles homebuyers face is saving for a down payment. As you’re budgeting and planning for your home purchase, you’ll want to understand how much you need to put down and how long it will take you to get there. The process may actually move faster than you think. We can ... » Learn More about How Much Time Do You Need To Save for a Down Payment?
According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. Lending standards have tightened recently, and many are concerned over whether or not their credit score is strong enough. Stricter lending standards could ... » Learn More about What Credit Score Do You Need for a Mortgage?
New homebuyers often tell their agents that they are looking for their “starter home.” Several factors go into this approach. These are typically younger buyers, often without children. They may be looking for a maintenance-free home, like a condo, or they might assume that starter homes are more ... » Learn More about Your “Starter Home” Might Last Longer than You Think
Almost every homeowner dreams of a brand new, state-of-the-art kitchen, but kitchen remodels are expensive and can often take months to complete. Fortunately, there are a few easy changes you can make which will give you the updated look you crave with significantly less cost. 1. Cabinets – ... » Learn More about 5 Perfect Kitchen Upgrades (a New Look Without Remodeling!)