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Archives for January 2023

What Past Recessions Tell Us About the Housing Market

January 31, 2023 by Rachel Gontkovic

It doesn’t matter if you’re someone who closely follows the economy or not, chances are you’ve heard whispers of an upcoming recession. Economic conditions are determined by a broad range of factors, so rather than explaining them each in depth, let’s lean on the experts and what history tells us to ... » Learn More about What Past Recessions Tell Us About the Housing Market

Filed Under: Ask the Realtor, First Time Homebuyers, For Buyers, For Seller, Resources Tagged With: annapolis, annapolis homes, annapolis real estate, annapolis realtor, buying a home, buying tips, choosing an agent, economy, first home, getting a home loan, home buyer, home buying tips, Home Owner, home sales, home sales in annapolis, home selling, homeseller, Mortgage, mortgage rates, Rachel Gontkovic, real estate, real estate agent, real estate tips, realtor, recession, sell a home, selling a home

Think Twice Before Waiting for 3% Mortgage Rates

January 26, 2023 by Rachel Gontkovic

Last year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up rapidly from the record lows we saw in 2021, peaking at just over 7% last October. Hopeful buyers experienced a hit to their purchasing power as a result, and some ... » Learn More about Think Twice Before Waiting for 3% Mortgage Rates

Filed Under: Ask the Realtor, First Time Homebuyers, For Buyers, Resources Tagged With: annapolis, annapolis homes, annapolis real estate, annapolis realtor, buying a home, buying tips, choosing an agent, first home, getting a home loan, home buyer, home buying tips, Home Owner, home sales, home sales in annapolis, inflation, Mortgage, mortgage rates, Prosperity Home Mortgage, Rachel Gontkovic, real estate, real estate agent, real estate tips, realtor

Is It Time To Sell Your Second Home?

January 19, 2023 by Rachel Gontkovic

During the pandemic, second homes became popular because of the rise in work-from-home flexibility. That’s because owning a second home, especially in the luxury market, allowed those homeowners to spend more time in their favorite places or with different home features. Keep in mind, a luxury home ... » Learn More about Is It Time To Sell Your Second Home?

Filed Under: Ask the Realtor, For Seller, Resources Tagged With: annapolis, annapolis homes, annapolis real estate, annapolis realtor, Home Owner, home sales, home sales in annapolis, home selling, homeseller, Rachel Gontkovic, real estate, real estate agent, real estate tips, realtor, second home, sell a home, selling a home, Vacation Homes

What Experts Are Saying About the 2023 Housing Market

January 17, 2023 by Rachel Gontkovic

If you’re thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market this year. In 2022, the market underwent a major shift as economic uncertainty and higher mortgage rates reduced buyer demand, slowed the pace of home sales, and moderated ... » Learn More about What Experts Are Saying About the 2023 Housing Market

Filed Under: Ask the Realtor, For Buyers, For Seller, Resources Tagged With: 2023, annapolis, annapolis homes, annapolis real estate, annapolis realtor, buying a home, first home, home buyer, home sales, home selling, homeseller, housing market, Mortgage, mortgage rates, Rachel Gontkovic, real estate, real estate agent, real estate tips, realtor, sell a home, selling a home

Avoid the Rental Trap in 2023

January 12, 2023 by Rachel Gontkovic

If you’re a renter, you likely face an important decision every year: renew your current lease, start a new one, or buy a home. This year is no different. But before you dive too deeply into your options, it helps to understand the true costs of renting moving forward. In the past year, both ... » Learn More about Avoid the Rental Trap in 2023

Filed Under: Ask the Realtor, First Time Homebuyers, For Buyers, Resources Tagged With: annapolis, annapolis homes, annapolis living, annapolis real estate, annapolis realtor, buy or rent, buying a home, buying tips, first home, home buyer, home buying tips, Rachel Gontkovic, real estate, real estate agent, real estate tips, realtor, rentals, renter

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