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Worried About Mortgage Rates? Control the Controllables

June 27, 2024 by Rachel Gontkovic

Chances are you’re hearing a lot about mortgage rates right now. You may even see some headlines talking about last week’s Federal Reserve (the Fed) meeting and what it means for rates. But the Fed doesn’t determine mortgage rates, even if the headlines make it sound like they do. The truth ... » Learn More about Worried About Mortgage Rates? Control the Controllables

Filed Under: Ask the Realtor, First Time Homebuyers, For Buyers, Resources Tagged With: annapolis, annapolis homes, annapolis real estate, annapolis realtor, buying a home, buying tips, first home, getting a home loan, home buyer, home buying tips, home loan, interest rates, Mortgage, mortgage rates, Prosperity Home Mortgage, Rachel Gontkovic, real estate, real estate agent, realtor

Avoid These Common Mistakes After Applying for a Mortgage

January 18, 2024 by Rachel Gontkovic

If you’re getting ready to buy a home, it’s exciting to jump a few steps ahead and think about moving in and making it your own. But before you get too far down the emotional path, there are some key things to keep in mind after you apply for your mortgage and before you close. Here’s a list of ... » Learn More about Avoid These Common Mistakes After Applying for a Mortgage

Filed Under: Ask the Realtor, For Buyers, Resources Tagged With: annapolis, annapolis homes, annapolis real estate, annapolis realtor, buying a home, buying tips, first home, getting a home loan, home buyer, home buying tips, home loan, Mortgage, Rachel Gontkovic, real estate, real estate agent, real estate tips, realtor

The Scoop on Mortgage Rates

August 2, 2022 by Rachel Gontkovic

  It's hard to miss the ongoing news coverage of today's mortgage rates. A year ago, we were marveling at the uber low rates that helped, in part, to drive a hot seller's market. Now rates have risen, and what does that mean for buyers and sellers? I hopped on a Zoom with colleague and ... » Learn More about The Scoop on Mortgage Rates

Filed Under: Ask the Realtor, For Buyers, Moving Forward with Rachel, Resources Tagged With: annapolis, annapolis homes, annapolis real estate, annapolis realtor, buying a home, buying tips, David Rossiello, first home, getting a home loan, home buyer, home buying tips, home loan, Home Owner, home sales, Mortgage, mortgage rates, Moving Forward with Rachel, Prosperity Home Mortgage, real estate, real estate agent, real estate tips, realtor

Buying a Home Just Got Easier

December 16, 2021 by Rachel Gontkovic

Since the pandemic began, Americans have reevaluated the meaning of the word home. That’s led some renters to realize the many benefits of homeownership, including the financial benefits that come with rising home equity. However, not every purchaser has been able to fulfill their desire for a ... » Learn More about Buying a Home Just Got Easier

Filed Under: Ask the Realtor, First Time Homebuyers, For Buyers Tagged With: annapolis real estate, annapolis realtor, buying a home, buying tips, down payment, first home, getting a home loan, home buyer, home buying tips, home down payment, home loan, home sales, lending, Mortgage, real estate, real estate agent, real estate tips

Types of Home Loans

October 12, 2021 by Rachel Gontkovic

Of course you know there are different types of home loans. It’s important to know your options so you can find a mortgage loan that fits your lifestyle and requirements. I thought it would be good to go over the different types.   30-year fixed-rate mortgage – this is the most common ... » Learn More about Types of Home Loans

Filed Under: Ask the Realtor, First Time Homebuyers, For Buyers Tagged With: annapolis real estate, annapolis realtor, buying a home, buying tips, Finance, first home, getting a home loan, home buyer, home buying tips, home loan, home sales, home sales in annapolis, Mortgage, real estate, real estate agent, real estate tips

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