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What Mortgage Rate Do You Need To Move?

March 19, 2024 by Rachel Gontkovic

If you’ve been thinking about buying a home, mortgage rates are probably top of mind for you. They may even be why you’ve put your plans on hold for now. When rates climbed near 8% last year, some buyers found the numbers just didn’t make sense for their budget anymore. That may be the case for you ... » Learn More about What Mortgage Rate Do You Need To Move?

Filed Under: Ask the Realtor, For Buyers, Resources Tagged With: annapolis, annapolis homes, annapolis real estate, annapolis realtor, buying a home, buying tips, choosing an agent, first home, getting a home loan, home buyer, home buying tips, home financing, Mortgage, mortgage rates, Rachel Gontkovic, real estate, real estate agent, real estate tips, realtor

Why Pre-Approval Is Even More Important This Year

February 27, 2024 by Rachel Gontkovic

On the road to becoming a homeowner? If so, you may have heard the term pre-approval get tossed around. Let’s break down what it is and why it’s important if you’re looking to buy a home in 2024. What Pre-Approval Is As part of the home buying process, your lender will look at your finances to ... » Learn More about Why Pre-Approval Is Even More Important This Year

Filed Under: Ask the Realtor, For Buyers, Resources Tagged With: annapolis, annapolis homes, annapolis real estate, annapolis realtor, buying a home, buying tips, first home, getting a home loan, home buyer, home buying tips, lender, Mortgage, mortgage rates, pre-approval, Prosperity Home Mortgage, Rachel Gontkovic, real estate, real estate agent, real estate tips, realtor

Houses Are Still Selling Fast

February 22, 2024 by Rachel Gontkovic

Have you been thinking about selling your house? If so, here’s some good news. While the housing market isn't as frenzied as it was during the ‘unicorn’ years when houses were selling quicker than ever, they’re still selling faster than normal. The graph below uses data from Realtor.com to tell ... » Learn More about Houses Are Still Selling Fast

Filed Under: Ask the Realtor, For Buyers, For Seller, Resources Tagged With: annapolis, annapolis homes, annapolis real estate, annapolis realtor, buying a home, buying tips, first home, home buyer, home buying tips, Home Owner, home sales, home sales in annapolis, homeseller, Rachel Gontkovic, real estate, real estate agent, real estate agents, real estate tips, realtor, sell a home, selling a home

Why Having Your Own Agent Matters When Buying a New Construction Home

February 20, 2024 by Rachel Gontkovic

Finding the right home is one of the biggest challenges for potential buyers today. Right now, the supply of homes for sale is still low. But there is a bright spot. Newly built homes make up a larger percent of the total homes available for sale than normal. That’s why, if you’re craving more ... » Learn More about Why Having Your Own Agent Matters When Buying a New Construction Home

Filed Under: Ask the Realtor, First Time Homebuyers, For Buyers, Resources Tagged With: annapolis, annapolis homes, annapolis real estate, annapolis realtor, builders, buying a home, buying a new home, buying tips, choosing an agent, custom build, first home, home buyer, home buying tips, new build, new home, Rachel Gontkovic, real estate, real estate agent, real estate agents, real estate tips

2 of the Factors That Impact Mortgage Rates

February 8, 2024 by Rachel Gontkovic

If you’re looking to buy a home, you’ve probably been paying close attention to mortgage rates. Over the last couple of years, they hit record lows, rose dramatically, and are now dropping back down a bit. Ever wonder why? The answer is complicated because there’s a lot that can influence ... » Learn More about 2 of the Factors That Impact Mortgage Rates

Filed Under: Ask the Realtor, For Buyers, Resources Tagged With: annapolis, annapolis homes, annapolis real estate, annapolis realtor, buying a home, choosing an agent, first home, getting a home loan, home buyer, home buying tips, home sales, home sales in annapolis, Mortgage, mortgage rates, Prosperity Home Mortgage, Rachel Gontkovic, real estate, real estate agent, real estate agents, real estate tips, realtor, treasury yield

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  • The 20% Down Payment Myth, Debunked
  • Should I Buy a Home Now or Wait?
  • What You Can Do When Mortgage Rates Are a Moving Target
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