Rachel Gontkovic - eXp Realty

Live the Annapolis Lifestyle

getting a home loan

Why Pre-Approval Is Even More Important This Year

by

On the road to becoming a homeowner? If so, you may have heard the term pre-approval get tossed around. Let’s break down what it is and why it’s important if you’re looking to buy a home in 2024. What Pre-Approval Is As part of the home buying process, your lender will look at your finances to ... » Learn More about Why Pre-Approval Is Even More Important This Year

2 of the Factors That Impact Mortgage Rates

by

If you’re looking to buy a home, you’ve probably been paying close attention to mortgage rates. Over the last couple of years, they hit record lows, rose dramatically, and are now dropping back down a bit. Ever wonder why? The answer is complicated because there’s a lot that can influence ... » Learn More about 2 of the Factors That Impact Mortgage Rates

Avoid These Common Mistakes After Applying for a Mortgage

by

If you’re getting ready to buy a home, it’s exciting to jump a few steps ahead and think about moving in and making it your own. But before you get too far down the emotional path, there are some key things to keep in mind after you apply for your mortgage and before you close. Here’s a list of ... » Learn More about Avoid These Common Mistakes After Applying for a Mortgage

Why Pre-Approval Is Your Homebuying Game Changer

by

If you’re thinking about buying a home, pre-approval is a crucial part of the process you definitely don’t want to skip. So, before you start picturing yourself in your new living room or dining on your future all-season patio, be sure you’re working with a trusted lender to prioritize this ... » Learn More about Why Pre-Approval Is Your Homebuying Game Changer

Thinking About Buying a Home? Ask Yourself These Questions

by

If you’re thinking of buying a home this year, you’re probably paying closer attention than normal to the housing market. And you’re getting your information from a variety of channels: the news, social media, your real estate agent, conversations with friends and loved ones, the list goes on and ... » Learn More about Thinking About Buying a Home? Ask Yourself These Questions