Rachel Gontkovic - eXp Realty

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buying a home

Evaluating Your Wants and Needs as a Homebuyer Matters More Today

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When it comes to buying a home, especially with today’s affordability challenges, you’ll want to be strategic. Mortgage rates impact how much it costs to borrow money for your home loan. And, to help offset the higher borrowing costs today, some homebuyers are taking a close look at their wish list ... » Learn More about Evaluating Your Wants and Needs as a Homebuyer Matters More Today

Lending Standards Are Not Like They Were Leading Up to the Crash

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You might be worried we’re heading for a housing crash, but there are many reasons why this housing market isn’t like the one we saw in 2008. One of which is how lending standards are different today. Here’s a look at the data to help prove it. Every month, the Mortgage Bankers Association (MBA) ... » Learn More about Lending Standards Are Not Like They Were Leading Up to the Crash

Why Homeownership Wins in the Long Run

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Today’s higher mortgage rates, inflationary pressures, and concerns about a potential recession have some people questioning: should I still buy a home this year? While it’s true this year has unique challenges for homebuyers, it’s important to think about the long-term benefits of homeownership ... » Learn More about Why Homeownership Wins in the Long Run

The True Value of Homeownership

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Buying and owning your home can make a big difference in your life by bringing you joy and a sense of belonging. And with June being National Homeownership Month, it’s the perfect time to think about all the benefits homeownership provides. Of course, there are financial reasons to buy a house, ... » Learn More about The True Value of Homeownership

Why Buying a Vacation Home Beats Renting One This Summer

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For many of us, visiting the same vacation spot every year is a summer tradition that’s fun, relaxing, and restful. If that sounds like you, now’s the time to think about your plans and determine if buying a vacation home this year makes more sense than renting one again. According to Forbes: “. . . ... » Learn More about Why Buying a Vacation Home Beats Renting One This Summer