Rachel Gontkovic - Long & Foster Annapolis

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First Time Homebuyers

Focus on Time in the Market, Not Timing the Market

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Psst: Happy 4th of July! Should you buy a home now or should you wait? That’s a big question on many people’s minds today. And while what timing is right for you will depend on a lot of other personal factors, here’s something you may not have considered. If you’re able to buy at today’s ... » Learn More about Focus on Time in the Market, Not Timing the Market

The Difference Between an Inspection and an Appraisal

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When you decide to buy your first home, you may come across a number of terms and conditions you’re not familiar with. While you may have a general idea of what an inspection is, maybe you’re not sure why you need one or how it’s different from an appraisal. To keep it simple, here’s an explainer of ... » Learn More about The Difference Between an Inspection and an Appraisal

Worried About Mortgage Rates? Control the Controllables

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Chances are you’re hearing a lot about mortgage rates right now. You may even see some headlines talking about last week’s Federal Reserve (the Fed) meeting and what it means for rates. But the Fed doesn’t determine mortgage rates, even if the headlines make it sound like they do. The truth ... » Learn More about Worried About Mortgage Rates? Control the Controllables

Do Elections Impact the Housing Market?

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The 2024 Presidential election is just months away. As someone who’s thinking about potentially buying or selling a home, you’re probably curious about what effect, if any, elections have on the housing market. It’s a great question because buying or selling a home is a major decision, and it’s ... » Learn More about Do Elections Impact the Housing Market?

Home Prices Aren’t Declining, But Headlines Might Make You Think They Are

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If you’ve seen the news lately about home sellers slashing prices, it’s a great example of how headlines do more to terrify than clarify. Here’s what’s really happening with prices. The bottom line is home prices are higher than they were a year ago at this time, and they’re expected to keep ... » Learn More about Home Prices Aren’t Declining, But Headlines Might Make You Think They Are