If you’re planning to buy a new home, you may be wondering about the down payment. Loan programs require down payments as low as 3.5% for FHA loans and there are conventional loans offering as low as 5%. While you have a lot of options, there are three strong benefits to making a 20% down payment on ... » Learn More about Why a 20% Down Payment Works Well
First Time Homebuyers
2022 Real Estate Predictions
Thinking about purchasing a home in 2022? The newest market predictions are rolling in: The leading demographic in 2022 will be millennials. Many are approaching the prime age to become home buyers. Housing prices may climb anywhere from 3% to 14% in the next 12 months. Mortgage rates are ... » Learn More about 2022 Real Estate Predictions
Creating a Home Budget
Creating a budget can be one of the most challenging steps in the home-buying process. Here are a few simple ways to create a one. Write down how much income you make every month. Note your monthly expenses, and don’t skip out on any. For example: dining and drinks at ... » Learn More about Creating a Home Budget
Goal Setting For a New Home
Is buying on your agenda for 2022? Before you jump into the process, make sure you set some SMART goals for yourself. Here’s how to do that: Get SPECIFIC. What do you want in a new home? What are your non-negotiables? Be MEASURABLE. How will you know a house provides you with what you ... » Learn More about Goal Setting For a New Home
Buying a Home Just Got Easier
Since the pandemic began, Americans have reevaluated the meaning of the word home. That’s led some renters to realize the many benefits of homeownership, including the financial benefits that come with rising home equity. However, not every purchaser has been able to fulfill their desire for a ... » Learn More about Buying a Home Just Got Easier
